Service Charges and Fees
First Neighbor’s service charges and fee structure.
| Service | Charge/Fee | |
|---|---|---|
| Ameren Illinois Bill Payment | $1.25 | |
| ATM Foreign Card Fee – All ATMs EXCEPT Cross County Mall, Mattoon Location | $3.00 | |
| Cross County Mall, Mattoon Location ATM Foreign Card Fee | $4.00 | |
| Debit Card Daily Maximums: ATM = $500.00; POS = $1,000.00 | ||
| Account Balancing Assistance | $10.00 per hour | |
| $10.00 minimum | ||
| Account Research | $20.00 per hour | |
| $10.00 minimum | ||
| Canadian Check Cashing | $20.00 per check | |
| Checks Printing | $1.00 per sheet | |
| Coin Machine Fee for Non-Customers – Under $100 | $2.00 | |
| Over $100 – 2% of Amount (Amount x .02 = Fee) | ||
| Debit Card Replacement | $20.00 | |
| Deposited Checks and Other Items Returned Unpaid | $5.00 | |
| Dormant Account | $5.00 | |
| This fee is charged each month. An account is dormant if no deposits or withdrawals have been made in 12 months. | ||
| Fax (incoming and outgoing) | $3.00 per page | |
| Foreign Currency Exchange to U.S. Currency | $25.00 | |
| Does not include postal fee for insuring the currency. There is no charge for the purchase of foreign currency. | ||
| Garnishments | $75.00 | |
| Levies | $75.00 | |
| License Registration/Title Work (Secretary of State also has a fee) | $20.00 | |
| License Stickers (Secretary of State also has a fee) | $6.00 | |
| Money Order | $3.00 | |
| Money Order for MyLife Checking Member Regular Checking | Free | |
| Night Drop Bags with lock | $10.00 | |
| Night Drop Bags with no lock | $5.00 | |
| Non-Sufficient Funds (NSF) | $30.00 for each item | |
| Overdraft | $30.00 for each item | |
| Photocopies | $0.25 per copy | |
| Photocopies for MyLife Checking Member | Free | |
| Safe Deposit Box Closing With Only One Key | $75.00 | |
| Safe Deposit Box Drilling | $150.00 | |
| Safe Deposit Box Late Fee | $5.00/per month | |
| Snap Statement (Waived for MyLife customers.) | $2.00 | |
| Statement CD (up to 12 months added to same CD) | $20.00 (per CD) | |
| (Each additional 12 months added to same CD) | $5.00 (per Year) | |
| Stop Payments (all items) | $30.00 | |
| Stop Payment for MyLife Member (one per month) | $25.00 | |
| Termination Fee of Checking & Savings Accounts Closed within 90 days of opening date | $15.00 | |
| Wire Transfer Domestic (outgoing) | $30.00 | |
| Wire Transfer Foreign (outgoing) | $75.00 | |