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Personal Checking Accounts

Simple and convenient checking for your everyday needs.

Basic Checking

  • Unlimited check writing
  • No minimum balance required
  • No Charge Initial Debit Card
  • E-statements
  • Paper Statements
  • Online Bill Pay
  • No minimum ACH (Automated Clearing House), POS (Point of Sale), direct deposit, or automatic payment transactions
  • No monthly service charge
  • Check order charges vary by style
  • Direct deposit available

MyLife Checking

LifeLock discounts on annual membership
Air Evac Lifeteam
 annual membership discounts


  • Security advantages
  • Better Health package
  • Financial service
  • Lending & overdraft privileges
  • First Neighbor perks
  • No issue fees  *See details below.
  • Convenience banking
  • No minimum balance required
  • FREE online BillPay
  • FREE checks (one style only)
Get full details on First Neighbor's MyLife Checking.


  • Maintain $1,000 minimum daily balance
  • Receive current interest rate that will be compounded every month
  • Interest will be credited to your account monthly
  • Direct deposit available
  • Service Charge Per Statement Cycle:
    • $0.20 per check after thirty checks written
    • $5 if balance falls below $1,000


  • Maintain $1,500 minimum daily balance
  • Receive current interest rate that will be compounded every month
  • Direct deposit available
  • Service Charge Per Statement Cycle:
    • $0.20 per check after thirty checks written
    • $10 if balance falls below $1,500


As a member of MyLife Checking, you will be able to waive fees for:

  • Money Orders
  • Photocopies
  • Counter Checks
  • Snap Statements

*Some restrictions may apply. Read the Terms and Conditions of Your Account.


CORPORATE CENTER: 217-849-2701

ARTHUR: 217-543-2265

CASEY: 217-932-4048

CHARLESTON: 217-345-4060

GREENUP: 217-923-3125

MATTOON: 217-234-9700

NEOGA: 217-895-5800

NEWMAN: 217-837-2491

PARIS: 217-463-1111

TOLEDO: 217-849-2702

CALL TOLL FREE: 1-877-865-3361

Routing Number: ‍071109082

NMLS#: ‍586002

All loans are subject to credit approval.

Equal Housing Lender logo
Download Equal Housing Statement.

Member FDIC logo
Go to the FDIC website.

See our rating on Bauer Financial's website.


CASEY: 217-932-4048

CHARLESTON: 217-345-3010

NEOGA: 217-895-3272

See First Neighbor Tax & Accounting on Facebook.

*Tax and accounting services provided by First Neighbor Tax and Accounting are not FDIC insured.



CASEY: 217-932-4048

MATTOON: 217-234-9700

Visit First Neighbor Investments website.

See First Neighbor Investments on Facebook!

**Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. First Neighbor Bank and First Neighbor Investments are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using First Neighbor Investments, and may also be employees of First Neighbor Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of First Neighbor Bank or First Neighbor Investments. Securities and insurance offered through LPL or its affiliates are:

Your Bank (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services.

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