Security Center – Credit Report

One of the fastest growing crimes in America today is identity theft. Victims of identity theft can spend thousands of dollars and years of working with credit agencies to repair the damage that has been done. We at First Neighbor Bank strive to keep our Neighbors updated with the latest information about identity theft, financial scams and frauds. You should always be on guard when dealing with your personal and financial information.


Get an Annual Credit Report

  • Order a credit report often.
  • Credit Bureau links are located on this page.
  • You are entitled to one FREE credit report per year. See the Annual Credit Report link on this page.

The Illinois Attorney General’s office has created a PDF file that will help you understand and be able to better read your credit report. Click on the link to view a copy of “How to Read Your Credit Report“.


Ways to Protect Yourself

  • Order a credit report often.
  • Keep your social security card safe.
  • Opt out of pre-approved credit card offers.
  • Use a paper shredder.
  • Do NOT leave receipts behind when you pay with a credit card.
  • Use a FNB safe deposit box or personal safe.
  • Have your checks mailed to First Neighbor Bank or a post office box.
  • Make sure you have a current security suite on your computer.
  • Protect your confidential data.
  • Use strong passwords.

Never give ANYONE personal information unless you initiated the contact and are positive you know with whom you are dealing.


There is no guaranteed way to make you immune to identity theft. However, if you take steps to protect yourself you will be much safer.


Phone Number Resources:

Equifax: 1-800-525-6285
TransUnion: 1-800-680-7289
Experian: 1-888-397-3742
Annual Credit Report:: 1-877-factact
Opt-Out Pre-screen: 1-888-567-8688
Federal Trade Commission ID Theft: 1-877-IDTHEFT
Do Not Call Helpline: 1-888-382-1222
Illinois Attorney General’s Identity Theft Hotline: 1-866-999-5630 or 1-877-844-5461 (TTY)