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Contactless Credit Cards

Personal and Business & Contactless Credit Cards

VISA® Credit Card

FOR YOUR PERSONAL LIFE Building a successful financial plan takes the right resources. That’s why we work hard to provide you with quality financial services and products like our convenient, flexible VISA® Credit Card. It’s accepted worldwide for just about any type of purchase you can dream up. And, unlike those big out-of-town institutions, our card comes with personal, friendly service you’ve come to expect from First Neighbor Bank. Whatever your plans, choose the credit card that gives you all the value and buying power you need to get your projects off the drawing board. There are added benefits you will receive by carrying your personal VISA credit card from First Neighbor Bank.  These include Travel Accident Insurance and Roadside Dispatch Assistance.  For more information on these benefits, visit our VISA® Benefits page.

FOR YOUR BUSINESS You’re a business owner. You want to keep your personal credit card expenses separate from your business credit card. First Neighbor Bank understands. That’s why we offer the Visa® business credit card to help you maximize efficiency when running a business. Enjoy convenience and buying power when you need it and track your expenses while you do it. There’s no need to use your personal credit cards to run your business. You can even access your card accounts online, and make payments.

Faster Transactions

  • Your new card includes the latest chip technology including support for contactless transactions.
  • Contactless means you don’t have to insert your card into the point-of-sale terminal and wait…
  • Save time every time you tap.

Secure Transactions

  • Every chip transaction and every contactless transaction includes a unique code, helping to protect against fraud and keep your information safe.
  • The information on your card is protected by unique keys.
  • Contactless transactions only work within 1-2 inches from the point-of-sale terminal.

How To Use Your Contactless Card

  1. Look for the contactless symbol on the payment terminal.
  2. Tap your card on the front of the POS terminal.
  3. Wait for a beep or green light before removing your card (you can put your card away – you won’t need it again).
  4. Follow any instructions on the screen (you might be asked to sign or to enter your PIN).

UChoose Rewards®

With First Neighbor Bank’s VISA credit card rewards program, watch your points add up each time you shop with your credit card. Redeem points on millions of items – products, travel, activities, event tickets, and cash-back rewards!


  • Earn points every time you use your First Neighbor Bank credit card
  • Also earn additional points for shopping at participating retailers with your card
  • Redeem your points for anything from a vast online rewards catalog

More Way To Redeem Your Points

  • Make online travel reservations for airlines, cruises, hotels, and resorts
  • Redeem your points for gift cards to your favorite restaurants, stores, and retailers
  • Redeem your points for tickets to events, including concerts, plays, and sports events
  • Redeem your points for cash back to your account
  • Shop a wide range of name-brand merchandise online at UChoose Rewards®

UChoose Rewards® FAQ

Q: What is UChoose Rewards®?
A: A rewards program where you earn points every time you use your First Neighbor Bank Credit Card. You can also earn additional points for shopping at participating retailers with your card. Redeem your points for items from a vast online rewards catalog.

Q: How do I earn points?
A: You earn points for your purchases and additional points for shopping at participating retailers, whether it’s in-store or at national or local retailers through

Q: Where can I earn points?
A: Everywhere your card is accepted. You can earn additional points by shopping at participating retailers. View a complete list of participating retailers at

Q: How long do I have to redeem points?
A: Points can be redeemed within three years from the end of the month in which they were posted. They will expire after three years.

Q: What can I redeem my points for?
A: It’s your choice! You can choose merchandise, travel experiences, activities, event tickets and more! We keep track of all the points you earn and will help you find just what you’re looking for when you’re ready to redeem them. We even have a Wish List that will help you track when you’ve earned enough to redeem a specific item.

Q: Can I share points with other accounts?
A: Yes, all cards within an account automatically earn points together. In addition, if you have multiple accounts with First Neighbor Bank, you can link them together to earn rewards faster. Just go to the Profile page at and click on the “Learn How” link for instructions.

Q: How much does it cost to participate?
A: There’s no cost. Membership in UChoose Rewards® is free for First Neighbor Bank cardholders, so start shopping and earning today.

Q: How do I get started?
A: To register your account(s), visit, click on the register link, and then create your own User ID and Password to access the system.


VISA Credit Card Image

Enroll at VISA Online Access Plus and get unlimited 24/7 access to:

• Enjoy the convenience of 24 hour access
• Manage your account online
• Download statements
• Pay your bill online

Important Numbers for Credit Card Holders
Call Center:1-844-696-5618
International: 1-571-526-3636

Cards issued by First Neighbor Bank, N.A. pursuant to a license for Visa, U.S.A., Inc.


CORPORATE CENTER: 217-849-2701

ARTHUR: 217-543-2265

CASEY: 217-932-4048

CHARLESTON: 217-345-4060

GREENUP: 217-923-3125

MATTOON: 217-234-9700

NEOGA: 217-895-5800

NEWMAN: 217-837-2491

PARIS: 217-463-1111

TOLEDO: 217-849-2702

CALL TOLL FREE: 1-877-865-3361

Routing Number: ‍071109082

NMLS#: ‍586002

All loans are subject to credit approval.

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CASEY: 217-932-4048

CHARLESTON: 217-345-3010

NEOGA: 217-895-3272

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*Tax and accounting services provided by First Neighbor Tax and Accounting are not FDIC insured.



CASEY: 217-932-4048

MATTOON: 217-234-9700

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**Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. First Neighbor Bank and First Neighbor Investments are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using First Neighbor Investments, and may also be employees of First Neighbor Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of First Neighbor Bank or First Neighbor Investments. Securities and insurance offered through LPL or its affiliates are:

Your Bank (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services.

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