BUSINESS & COMMERCIAL LOANS
Real Estate Lending
• Purchases • Refinance • Construction
We can help you with just about any type of loan for real estate and development purposes.
Need help with that next equipment purchase? Refinancing an existing debt to lower rates? We are available to discuss any type of equipment loan. We have the rates and terms to fit your situation.
Operating Loans and Lines of Credit
Funds for working capital for you to use as needed may also be obtained with an operating or line of credit loan. Terms and rates on these types of loans may also match your unique style.
Small Business Administration (SBA) Loans
First Neighbor Bank works with the SBA and their programs to finance your new and/or existing business.
Other Lending Programs
Many of our local communities have low-interest business development loans available. We will help you work through many of these programs, which can help you with excellent rates and terms.
IMPORTANT INFORMATION ABOUT OPENING A LEGAL ENTITY ACCOUNT
Effective May 11, 2018, new rules under the Bank Secrecy Act will aid the government in the fight against crimes to evade financial measures designed to combat terrorism and other national security threats.
EACH time an account is opened for a covered Legal Entity, we are required to ask you for identifying information (name, address, date of birth, social security number as well as identification documents) for:
- Each individual that has beneficial ownership (25% or more); and,
- One individual that has significant managerial control, of the Legal Entity.
If you are opening an account on behalf of a Legal Entity, you will be required to provide the appropriate documentation and to certify that this information is true and accurate to the best of your knowledge.
We proudly support all efforts to protect and maintain the security of our customers and our country.
Loan Department – Ask A Question
If you have a question or would like one of our loan professionals to talk to you personally, please fill out the information below. You will be contacted in one business day.
Thank you for the opportunity to talk to you!
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