Debit & Credit Card Services

• Available through any checking account
• May be connected to your savings account
• Accepted worldwide
• More convenient than checks
• 24-hour ATM cash withdrawals

FOR YOUR PERSONAL LIFE
Building a successful financial plan takes the right resources. That’s why we work hard to provide you with quality financial services and products like our convenient, flexible VISA^® Credit Card. It’s accepted worldwide for just about any type of purchase you can dream up. And, unlike those big out-of-town institutions, our card comes with personal, friendly service you’ve come to expect from First Neighbor Bank. Whatever your plans, choose the credit card that gives you all the value and buying power you need to get your projects off the drawing board. 

FOR YOUR BUSINESS
You’re a business owner. You want to keep your personal credit card expenses separate from your business credit card. First Neighbor Bank understands. That’s why we offer the Visa^® business credit card to help you maximize efficiency when running a business. Enjoy convenience and buying power when you need it and track your expenses while you do it. There’s no need to use your personal credit cards to run your business. You can even access your card accounts online, and make payments. 

With First Neighbor Bank’s VISA credit card rewards program, watch your points add up each time you shop with your credit card. Redeem points on millions of items – products, travel, activities, event tickets, and cash-back rewards!

Benefits

• Earn points every time you use your First Neighbor Bank credit card
• Also earn additional points for shopping at participating retailers with your card
• Redeem your points for anything from a vast online rewards catalog

More Way To Redeem Your Points

• Make online travel reservations for airlines, cruises, hotels, and resorts
• Redeem your points for gift cards to your favorite restaurants, stores, and retailers
• Redeem your points for tickets to events, including concerts, plays, and sports events
• Redeem your points for cash back to your account
• Shop a wide range of name-brand merchandise online at UChoose Rewards^®

Q: What is UChoose Rewards^®?
A: A rewards program where you earn points every time you use your First Neighbor Bank Credit Card. You can also earn additional points for shopping at participating retailers with your card. Redeem your points for items from a vast online rewards catalog.

Q: How do I earn points?
A: You earn points for your purchases and additional points for shopping at participating retailers, whether it’s in-store or at national or local retailers through www.UChooseRewards.com.

Q: Where can I earn points?
A: Everywhere your card is accepted. You can earn additional points by shopping at participating retailers. View a complete list of participating retailers at www.UChooseRewards.com.

Q: How long do I have to redeem points?
A: Points can be redeemed within three years from the end of the month in which they were posted. They will expire after three years.

Q: What can I redeem my points for?
A: It’s your choice! You can choose merchandise, travel experiences, activities, event tickets and more! We keep track of all the points you earn and will help you find just what you’re looking for when you’re ready to redeem them. We even have a Wish List that will help you track when you’ve earned enough to redeem a specific item.

Q: Can I share points with other accounts?
A: Yes, all cards within an account automatically earn points together. In addition, if you have multiple accounts with First Neighbor Bank, you can link them together to earn rewards faster. Just go to the Profile page at www.UChooseRewards.com and click on the “Learn How” link for instructions.

Q: How much does it cost to participate?
A: There’s no cost. Membership in UChoose Rewards^® is free for First Neighbor Bank cardholders, so start shopping and earning today.

Q: How do I get started?
A: To register your account(s), visit www.UChooseRewards.com, click on the register link, and then create your own User ID and Password to access the system.

Enroll at VISA Online Access Plus and get unlimited 24/7 access to:

• Enjoy the convenience of 24 hour access
• Manage your account online
• Download statements
• Pay your bill online

Important Numbers for Credit Card Holders
Call Center:1-844-696-5618
International: 1-571-526-3636

Cards issued by First Neighbor Bank, N.A. pursuant to a license for Visa, U.S.A., Inc.