DEBIT & CREDIT CARD SERVICES

Mastercard^® Debit Card

Available through any checking account
May be connected to your savings account
Accepted worldwide
More convenient than checks
24-hour ATM cash withdrawals

VISA^® Credit Card

FOR YOUR PERSONAL LIFE
Building a successful financial plan takes the right resources. That’s why we work hard to provide you with quality financial services and products like our convenient, flexible VISA^® Credit Card. It’s accepted worldwide for just about any type of purchase you can dream up. And, unlike those big out-of-town institutions, our card comes with personal, friendly service you’ve come to expect from First Neighbor Bank. Whatever your plans, choose the credit card that gives you all the value and buying power you need to get your projects off the drawing board. Apply for your VISA^® Card today!

FOR YOUR BUSINESSYou’re a business owner. You want to keep your personal credit card expenses separate from your business credit card. First Neighbor Bank understands. That’s why we offer the Visa^® business credit card to help you maximize efficiency when running a business. Enjoy convenience and buying power when you need it and track your expenses while you do it. There’s no need to use your personal credit cards to run your business. You can even access your card accounts online, and make payments. Apply for your VISA^® Business Card today!

UChoose Rewards^®

With First Neighbor Bank’s VISA credit card rewards program, watch your points add up each time you shop with your credit card. Redeem points on millions of items – products, travel, activities, event tickets, and cash-back rewards!

Benefits

Earn points every time you use your First Neighbor Bank credit card
Also earn additional points for shopping at participating retailers with your card
Redeem your points for anything from a vast online rewards catalog

More Way To Redeem Your Points

Make online travel reservations for airlines, cruises, hotels, and resorts
Redeem your points for gift cards to your favorite restaurants, stores, and retailers
Redeem your points for tickets to events, including concerts, plays, and sports events
Redeem your points for cash back to your account
Shop a wide range of name-brand merchandise online at UChoose Rewards^®

UChoose Rewards^® FAQ

Q: What is UChoose Rewards^®?
A: A rewards program where you earn points every time you use your First Neighbor Bank Credit Card. You can also earn additional points for shopping at participating retailers with your card. Redeem your points for items from a vast online rewards catalog.

Q: How do I earn points?
A: You earn points for your purchases and additional points for shopping at participating retailers, whether it’s in-store or at national or local retailers through www.UChooseRewards.com.

Q: Where can I earn points?
A: Everywhere your card is accepted. You can earn additional points by shopping at participating retailers. View a complete list of participating retailers at www.UChooseRewards.com.

Q: How long do I have to redeem points?
A: Points can be redeemed within three years from the end of the month in which they were posted. They will expire after three years.

Q: What can I redeem my points for?
A: It’s your choice! You can choose merchandise, travel experiences, activities, event tickets and more! We keep track of all the points you earn and will help you find just what you’re looking for when you’re ready to redeem them. We even have a Wish List that will help you track when you’ve earned enough to redeem a specific item.

Q: Can I share points with other accounts?
A: Yes, all cards within an account automatically earn points together. In addition, if you have multiple accounts with First Neighbor Bank, you can link them together to earn rewards faster. Just go to the Profile page at www.UChooseRewards.com and click on the “Learn How” link for instructions.

Q: How much does it cost to participate?
A: There’s no cost. Membership in UChoose Rewards^® is free for First Neighbor Bank cardholders, so start shopping and earning today.

Q: How do I get started?
A: To register your account(s), visit www.UChooseRewards.com, click on the register link, and then create your own User ID and Password to access the system.