Basic Checking

  • Requires a $100 opening deposit
  • Unlimited check writing
  • No minimum balance required
  • Debit card available
  • No monthly service charge
  • Check order charges vary by style
  • Direct deposit available

Business Interest Account

  • Requires a $100 opening deposit
  • Unlimited check writing
  • No minimum balance required
  • Debit card available
  • No monthly service charge
  • Check order charges vary by style
  • Direct deposit available
  • Receive current interest rate, compounded every month
  • *OPTIONAL* Two Signature Required at NO CHARGE


Business Passbook Savings

  • Requires $100 minimum opening deposit
  • Earn quarterly interest
  • Direct deposit
  • Fees:
    • $2.00 if balance falls below $100
    • $1.00 per withdrawal exceeding two free withdrawals per month

Business Money Market

  • Requires $2,000 opening deposit
  • Earn interest
  • Automatic transfers available
  • $2,000 minimum daily balance required
  • Fees:
    • $10.00 if balance falls below $2,000 any day during a statement cycle
    • $2.50 per debit/check if you have more than six in a statement cycle

Business Health Savings

  • Employer contributions
    • An employer may make contributions to an employee’s HSA as long as the combined contribution (employee/employer) does not exceed the maximum contribution for each tax year

Business Real Club

  • Save for real estate taxes
  • Save for income taxes
  • Earn interest
  • Automatic transfer available
  • Four withdrawals per year
    • $10.00 fee if exceeds four

Certificates of Deposit

  • Fixed rate
  • Terms ranging from seven days to five years
  • Automatically renewable
  • Earn interest
  • Interest may be:
    • Compounded
    • Paid by check
    • Transferred to another account


MyWeb Deposit

First Neighbor Bank’s MyWeb Deposit allows the bank’s commercial account customers to capture items at their business locations anywhere in the world and deposit them electronically into their accounts here at the bank. The system converts paper transactions into image-based transactions, and then transmits them to the bank via a secure Internet connection.


A PC and a check image scanner are set up at the customer’s facility. Throughout each day, the checks for deposit are run through the scanner to capture MICR information as well as front and back images of all items. Images are encrypted for security and transmitted to the bank, where the deposits are processed. Typically this process is supported by Courtesy Amount Read assist software (CAR/LAR), which does automatic amount recognition. Conversely, the amount entry and balancing functions may be distributed to the Merchant; at the Bank’s discretion. Email alerts and reports notify all parties of the status of the transaction, including whether any further action is required.


Simplifies banking relationships

  • Saves time – no more trips to the bank to make a deposit
  • Reduces errors; improves management control
  • Enhances bookkeeping/research abilities
  • Saves money
    • Fewer returned items
    • Improved cash flow
    • Improved funds availability
    • Travel expenses significantly less
      • Fuel and/or mileage expense



Effective May 11, 2018, new rules under the Bank Secrecy Act will aid the government in the fight against crimes to evade financial measures designed to combat terrorism and other national security threats.


EACH time an account is opened for a covered Legal Entity, we are required to ask you for identifying information (name, address, date of birth, social security number as well as identification documents) for:

  • Each individual that has beneficial ownership (25% or more); and,
  • One individual that has significant managerial control, of the Legal Entity.

If you are opening an account on behalf of a Legal Entity, you will be required to provide the appropriate documentation and to certify that this information is true and accurate to the best of your knowledge.


We proudly support all efforts to protect and maintain the security of our customers and our country.